Protect Your Business with Comprehensive Commercial Insurance Coverage

Operating a business is extremely challenging without having to worry about suffering significant financial loss due to unforeseen circumstances. Get the protection that is right for you. We can customize your insurance to suit your needs from comprehensive packages to select coverage.

Find insurance by coverage

Commercial Auto

Whether you have a single vehicle or an entire fleet, we provide coverage to protect your vehicles.

Commercial General Liability

Coverage against property damage and bodily injury to third parties if you are named in a lawsuit.

Commercial Property

Whether it’s fire, theft, or damage, ensure your building, equipment, and inventory, and other property are covered.

Cyber Liability

After a cyberattack, your business needs swift and reliable support to help you deal with the aftermath of a breach.

Directors & Officers

Protection for directors and officers if they are sued for wrongful acts while managing the company.

Professional Liability

Liability against negligent acts resulting from providing or failing to provide professional services.

We insure a wide range of businesses, industries, jobs, and professions

Construction

Build with confidence and cover your tools, equipment, and liability.

Contractors

Comprehensive contractors insurance for your liability, tools and equipment.

Garage

Keep your automotive business running smoothly with tailored garage insurance.

Information Technology

With professional liability (E&O) coverage, you’re protected against costly mistakes.

Manufacturing

Safeguard your manufacturing business at every stage of production to delivery.

Office

Cover your workspace against property damage and liability claims.

Restaurant & Hospitality

Ensure your restaurant or hospitality business is ready for anything.

Retail

Secure your retail business with insurance designed to cover your unique needs.

Wholesalers & Distributors

Cover your wholesale or distribution business with insurance solutions made for your industry.

Customized insurance solutions from comprehensive packages to select coverage

Essential Coverage

  • Commercial Property – Broad coverage to help protect your building and/or business contents
  • Commercial General Liability – Limits up to $5,000,000. Higher limits available
  • Business Interruption – Helps keep you in business after a claim
  • Crime – Coverage for loss of cash and employee theft

Additional Coverage

  • Equipment Breakdown – Coverage for your equipment (boilers, refrigeration units, electrical equipment, generators)
  • Tools – Loss or damage coverage for small tools usual to the operations
  • Commercial Auto Insurance – Insurance for your individual vans, trucks, personal use vehicles under the business name, and fleets

Additional Products

Read the latest articles from the Insurance Blog

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    Commercial auto insurance is vital for Ontario businesses that rely on cars, trucks, or vans. This guide covers six important questions to ask before buying a policy, helping you choose the right coverage for your vehicles, your drivers, and your daily operations.

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  • How to Minimize Risk for Wholesalers

    How to Minimize Risk for Wholesalers

    Wholesalers in Ontario face risks from supply chain issues to cyber threats. Learn how to protect your business with practical strategies, safety measures, and essential insurance coverage. This guide helps wholesalers and distributors reduce exposure, improve operations, and stay focused on growth.

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  • How to Know If Your Business Needs D&O

    How to Know If Your Business Needs D&O

    Being a director or officer comes with responsibility—and personal risk. This guide explains what D&O Insurance is, who needs it, and how it protects leaders of for-profit and non-profit organizations in Ontario. Discover why every board member should consider this essential coverage for peace of mind and financial protection.

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  • Retail Business Insurance Essentials

    Retail Business Insurance Essentials

    Running a retail store in Ontario means facing risks like theft, fire, and liability claims. This guide explains the essential insurance coverages every retail business owner should know, including property, liability, cyber, and business interruption insurance—helping you protect your store, your employees, and your future success.

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  • When Should You Update Your Insurance Policy?

    When Should You Update Your Insurance Policy?

    Your business changes—and your insurance should too. From hiring staff to expanding services or relocating, regular policy updates keep your coverage aligned with your risks. Learn when to review your business insurance and how a simple check-in with your broker can prevent costly gaps in protection.

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  • Restaurant Insurance Beyond Property Coverage

    Restaurant Insurance Beyond Property Coverage

    Property insurance is just the beginning. Ontario restaurants face risks from lawsuits, power outages, cyber threats, and more. Learn how liability, business interruption, employee, and cyber insurance work together to protect your restaurant and keep your business running smoothly, no matter what challenges come your way.

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