Protect Your Business with Comprehensive Commercial Insurance Coverage
Tailored business insurance solutions for every venture. From risk management to financial protection, we’ve got your business covered so you can focus on what matters – growth.
Operating a business is extremely challenging without having to worry about suffering significant financial loss due to unforeseen circumstances. Get the protection that is right for you. We can customize your insurance to suit your needs from comprehensive packages to select coverage.
Find insurance by coverage
Commercial Auto
Whether you have a single vehicle or an entire fleet, we provide coverage to protect your vehicles.
Commercial General Liability
Coverage against property damage and bodily injury to third parties if you are named in a lawsuit.
Commercial Property
Whether it’s fire, theft, or damage, ensure your building, equipment, and inventory, and other property are covered.
Cyber Liability
After a cyberattack, your business needs swift and reliable support to help you deal with the aftermath of a breach.
Directors & Officers
Protection for directors and officers if they are sued for wrongful acts while managing the company.
Professional Liability
Liability against negligent acts resulting from providing or failing to provide professional services.
We insure a wide range of businesses, industries, jobs, and professions
Information Technology
With professional liability (E&O) coverage, you’re protected against costly mistakes.
Wholesalers & Distributors
Cover your wholesale or distribution business with insurance solutions made for your industry.
Customized insurance solutions from comprehensive packages to select coverage
Essential Coverage
- Commercial Property – Broad coverage to help protect your building and/or business contents
- Commercial General Liability – Limits up to $5,000,000. Higher limits available
- Business Interruption – Helps keep you in business after a claim
- Crime – Coverage for loss of cash and employee theft
Additional Coverage
- Equipment Breakdown – Coverage for your equipment (boilers, refrigeration units, electrical equipment, generators)
- Tools – Loss or damage coverage for small tools usual to the operations
- Commercial Auto Insurance – Insurance for your individual vans, trucks, personal use vehicles under the business name, and fleets
Additional Products
- Professional Liability Insurance – Errors & Omissions insurance for professionals
- Directors & Officers Liability – Protection for your board of directors for non-profit and for-profits entities
- Cyber Liability – Protect your data and systems from a wide range or risks
Read the latest articles from the Insurance Blog
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5 Reasons to Review Your Insurance Annually
Your business can change significantly in a year, and your insurance should keep up. An annual insurance review can help identify outdated property values, changing sales and payroll, new risks, unnecessary coverage, and possible coverage gaps. Learn five important reasons Ontario business owners should review their commercial insurance every year.
Real-Life Examples of Why Businesses Needed Insurance
Business insurance can seem like just another expense—until something goes wrong. Explore real-life business scenarios involving fires, lawsuits, vehicle accidents, cyberattacks, theft, professional errors and more, and learn how the right insurance coverage can help Ontario businesses recover from unexpected losses.
How to Protect Your Restaurant: Liquor Liability
Serving alcohol creates additional risks for Ontario restaurants. Learn how liquor liability insurance, responsible alcohol service, employee training, incident documentation, and regular insurance reviews can help protect your restaurant from costly alcohol-related liability claims.
How Weather Events Impact Business
Severe weather can damage property, disrupt operations, delay suppliers, and affect employees and customers. Learn how Ontario businesses can prepare for storms, flooding, snow, extreme temperatures, power outages, and other weather-related risks while understanding the role commercial insurance can play in protecting your business.
5 Things to Bring When Meeting Your Broker
Meeting with an insurance broker? Learn the five essential things every Ontario business owner should bring to get accurate advice, faster quotes, and the right commercial insurance coverage.
