Garage Insurance

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Businesses in the automotive sector require liability coverage for their premises and operations to cover property damage and bodily injury to third parties.

There is an additional exposure not covered under a Commercial General Liability policy or the Ontario Auto Policy. Businesses that accept vehicles from others for the purposes of selling, repairing, maintaining, storing, servicing, or parking are considered to be garage operations and require a Garage Automobile Policy. Such businesses also require a policy for liability arising from death, bodily injury, or property damage to third parties, accident benefits for personnel who may not be protected under another policy, and legal liability for physical damage to a customer’s automobile that may occur while the customer’s automobile is in the care, custody, or control of personnel for reasons directly related to the business.

Insurance Blog

Do I need commercial auto insurance?

Do I need commercial auto insurance?

If you own a business or have a fleet of vehicles, you may already have commercial auto insurance. If you are an individual or small business owner, the need for commercial auto insurance may be not be as clear. If you answer yes to the following questions, you may...

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Errors & Omissions – Why do I need it?

Errors & Omissions – Why do I need it?

Errors & omissions (E&O), also known as professional liability or medical malpractice in the health industry, covers liability arising out of negligent acts in rendering, or failing to render, professional services. Errors & omissions (E&O), also known...

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