Protect Your Business with Comprehensive Commercial Insurance Coverage

Operating a business is extremely challenging without having to worry about suffering significant financial loss due to unforeseen circumstances. Get the protection that is right for you. We can customize your insurance to suit your needs from comprehensive packages to select coverage.

Find insurance by coverage

Commercial Auto

Whether you have a single vehicle or an entire fleet, we provide coverage to protect your vehicles.

Commercial General Liability

Coverage against property damage and bodily injury to third parties if you are named in a lawsuit.

Commercial Property

Whether it’s fire, theft, or damage, ensure your building, equipment, and inventory, and other property are covered.

Cyber Liability

After a cyberattack, your business needs swift and reliable support to help you deal with the aftermath of a breach.

Directors & Officers

Protection for directors and officers if they are sued for wrongful acts while managing the company.

Professional Liability

Liability against negligent acts resulting from providing or failing to provide professional services.

We insure a wide range of businesses, industries, jobs, and professions

Construction

Build with confidence and cover your tools, equipment, and liability.

Contractors

Comprehensive contractors insurance for your liability, tools and equipment.

Garage

Keep your automotive business running smoothly with tailored garage insurance.

Information Technology

With professional liability (E&O) coverage, you’re protected against costly mistakes.

Manufacturing

Safeguard your manufacturing business at every stage of production to delivery.

Office

Cover your workspace against property damage and liability claims.

Restaurant & Hospitality

Ensure your restaurant or hospitality business is ready for anything.

Retail

Secure your retail business with insurance designed to cover your unique needs.

Wholesalers & Distributors

Cover your wholesale or distribution business with insurance solutions made for your industry.

Customized insurance solutions from comprehensive packages to select coverage

Essential Coverage

  • Commercial Property – Broad coverage to help protect your building and/or business contents
  • Commercial General Liability – Limits up to $5,000,000. Higher limits available
  • Business Interruption – Helps keep you in business after a claim
  • Crime – Coverage for loss of cash and employee theft

Additional Coverage

  • Equipment Breakdown – Coverage for your equipment (boilers, refrigeration units, electrical equipment, generators)
  • Tools – Loss or damage coverage for small tools usual to the operations
  • Commercial Auto Insurance – Insurance for your individual vans, trucks, personal use vehicles under the business name, and fleets

Additional Products

Read the latest articles from the Insurance Blog

  • What Happens If a Customer Slips and Falls?

    What Happens If a Customer Slips and Falls?

    Learn what happens when a customer slips and falls at your business. Discover how liability is determined, how Commercial General Liability insurance may respond, and the steps Ontario business owners can take to reduce risks and protect their business.

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  • How Weather Events Impact Your Commercial Insurance

    How Weather Events Impact Your Commercial Insurance

    Discover how flooding, windstorms, hail, and other severe weather events can impact your commercial insurance coverage and business operations in Ontario.

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  • 6 More Questions to Ask Before Buying Commercial Auto Insurance

    6 More Questions to Ask Before Buying Commercial Auto Insurance

    Buying commercial auto insurance for your Ontario business involves more than comparing prices. Learn the six important questions every business owner should ask before choosing coverage, including vehicle usage, driver information, liability limits, exclusions, and deductible options. Proper commercial auto insurance can help protect your business from costly accidents, lawsuits, and unexpected downtime.

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  • How to File a Commercial Insurance Claim

    How to File a Commercial Insurance Claim

    Filing a commercial insurance claim can feel overwhelming after property damage, theft, or a liability incident. This guide explains the commercial insurance claims process for Ontario businesses, including what to do after a loss, how to work with adjusters, and common mistakes to avoid.

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  • 10 Insurance Terms Every Business Owner Should Know

    10 Insurance Terms Every Business Owner Should Know

    Understanding insurance doesn’t have to be complicated. This guide explains 10 key insurance terms every Ontario business owner should know, helping you review policies, compare coverage, and avoid costly gaps.

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  • Essential Insurance for Office-Based Businesses

    Essential Insurance for Office-Based Businesses

    Office-based businesses in Ontario face real risks, from cyberattacks to property damage and liability claims. This guide explains the essential insurance coverages that help protect your space, your team, and your operations. Learn how the right policies support your business, reduce disruptions, and keep everything running smoothly.

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