Insurance issues with 60 amp service
60 amp service was typically installed in homes prior to the 1960s and is characterized by a fuse box as opposed to the breakers that you will find with 100 amp service.
60 amp service can handle an average number of lights and receptacles. Problems occur as a result of the following:
- the addition of more lights and receptacles
- the addition of more appliances such as dishwashers and air conditioners
- overfusing (i.e installing a 25 amp fuse in place of a 15 amp fuse)
The above examples can lead to overuse or overheating possibly resulting in an electrical fire.
If you are considering purchasing an older home, you should consult your insurance broker to see what kind upgrades may be required before obtaining homeowners insurance coverage. You will be able to factor the upgrades into your offer price and you will avoid any unpleasant surprises later on.
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