Classic Car Insurance

We provide liability, accident benefits and loss or damage coverage for collector vehicles that are owned for limited pleasure driving, car shows, and club events.

Insurance for antique cars, collector vehicles, muscle cars, kit & replica cars, exotic & special interest vehicles, military vehicles, and vehicles under restoration.

Classic car insurance quotes are available to residents of Ontario.
Request a Classic Car Insurance Quote

Classic Car Insurance

We provide liability, accident benefits and loss or damage coverage for collector vehicles that are owned for limited pleasure driving, car shows, and club events.

We offer….


  • Agreed Value coverage
  • Competitive rates
  • Flexible usage
  • Repair shop of choice
  • Policy options – full coverage or comprehensive only
  • Deductible options
  • No appraisals
  • Multi-Vehicle Liability discounts
  • New purchase coverage – up to $25,000
  • Roadside assistance
  • Private Client Services
Insurance for a variety of vehicles 15 years or older including but not limited to….

Antique

The term “antique” refers to cars built between 1896 and 1942. Sub-classes of antique include very early models (veteran), those with a lot of polished brass trim, and those that were sold at moderate prices and offered modest performance.

Classic

Fine or unique cars built between 1924 and 1948, often featuring custom coachwork. These are vehicles that were at the height of performance or design for their era.

Post War

Fine or unique cars built between 1924 and 1948, often featuring custom coachwork. These are vehicles that were at the height of performance or design for their era.

Muscle Cars

Standard American cares with powerful, factory fitted V-* engines including virtually all two-door sedans, coupes, and convertibles.

Exotic

These are high-performance vehicles built in small numbers and sold for a hefty price. They included low-production, specialty models often produced by major manufacturers that are often reliable and practical enough to have been used as regular-use vehicles.

Modified Vehicles

Cars that are stripped down and modified to enhance performance, appearance, acceleration and top speed. Types include hot rods, street rods, rat rods, low riders, tuners and many others.

Kit & Replica Cars

Kits and replicas are generally the same, except some replicas are only available fully-built up. Kits have their own unique chassis while others supply components needed to modify an existing car into a replica of an old car.

Military Vehicles

These vehicles, from 1947 and before, are in a category with a variety of light and medium weight vehicles that are no longer used for work or utility purposes.

Restoration

Vehicles that are being “actively” brought back to their former/original condition or are being modified or customized to individual specifications.

Vintage Race Cars

Typically mid-1970s and prior, vehicles originally built for performance on a road course or oval track. Many of these vehicles are not street-legal.

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