If you own a business or have a fleet of vehicles, you may already have commercial auto insurance. If you are an individual or small business owner, the need for commercial auto insurance may be not be as clear. If you answer yes to the following questions, you may...

Errors & omissions (E&O), also known as professional liability or medical malpractice in the health industry, covers liability arising out of negligent acts in rendering, or failing to render, professional services. Errors & omissions (E&O), also known...

If you have a professional liability (errors & omissions) policy, lapsing your policy for even one day can leave you open to a potentially devastating lawsuit down the road. Most E&O policies are written on "claims made" basis. This means that the policy...