Living

4 home insurance tips to get you safely through winter

Winter related claims can result in expensive damage to your home and increase your insurance premiums. Every year, the start of winter brings out advice on how to prepare your home for winter. Turn off your outside faucets Have your furnace professionally serviced...

Insurance Tips for Renting a Cottage

Cottage ownership is not for everyone. The costs of owning and maintaining a seasonal property may outweigh the small amount of time you may be able to actually enjoy the property. Here are some tips to assist you before you rent a cottage. Rent a cottage from a...

Kijiji cottage rental scam strikes again – Steven Oriley

A person going by the name of Steven Oriley has been operating a cottage rental scam through Kijiji the past couple of weeks.The cottage is not owned by Oriley and the actual owner has never put it up for rent. Would be renters contacted Oriley through his ad on...
Insurance issues with knob and tube wiring

Insurance issues with knob and tube wiring

Knob and tube wiring was in common use until the 1950s and consists of two wires (black/hot and white/neutral), separated by ceramic knobs and ceramic tubes. Insurers consider knob and tube wiring to be higher risk than other types of electrical installations because...

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Insurance issues with oil tanks

Insurance issues with oil tanks

Many homes across Canada use oil tanks as a source of heat, although oil tanks are more common in Eastern Canada. Oil tanks can be installed above ground or below ground. Oil tanks can rust, deteriorate, and leak oil resulting in an environmental cleanup that can...

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Insurance issues with 60 amp service

Insurance issues with 60 amp service

60 amp service was typically installed in homes prior to the 1960s and is characterized by a fuse box as opposed to the breakers that you will find with 100 amp service. 60 amp service can handle an average number of lights and receptacles. Problems occur as a result...

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Insurance issues with wood burning stoves

Insurance issues with wood burning stoves

Many homes and cottages use woodstoves as a primary or auxiliary source of heat and as well as a source of enjoyment. Wood burning stoves can pose a serious fire hazard if they are not installed or operated properly.  Creosote can build up in the chimney and...

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