If you own a business or have a fleet of vehicles, you may already have commercial auto insurance. If you are an individual or small business owner, the need for commercial auto insurance may be not be as clear. If you answer yes to the following questions, you may...
Driving
Ontario’s new distracted driving law takes effect Jan. 1, 2019
On January 1, 2019, a section of The Cannabis, Smoke-Free Ontario and Road Safety Statute Law Amendment Act that deals with distracted driving will take effect. According to the Government of Ontario website, deaths from collisions caused by distracted driving have...
Auto insurance rates and postal code discrimination
Auto insurance rates have been a hot political topic in Ontario for many years. For instance, one or more political parties have promised the reduction of auto insurance rates as part of their election platforms. These ideas include Government run insurance systems...
Exploding sunroof incidents on the rise
Exploding sunroofs may sound like a rare occurrence but the number of incidents are increasing due to several factors. First, sunroofs have become larger and sometimes encompass the entire vehicle roof. The larger the sunroof, the harder it is to ensure it won't...
Top 5 myths about car insurance
Breaking down some of the most common myths about car insurance. Red cars cost more to insure than any other color of vehicle. Contrary to popular belief, the color of your car has no impact on your premium, so driving a red car does not mean you’ll pay more for car...
New Ontario rules of the road effective September 1, 2015
Effective September 1, 2015, the Ministry of Transportation in Ontario will update the rules of the road.Distracted drivingCurrent: $60 - $500 fineNew: $490* fine and three demerit points; minimum 30-day suspension for novice drivers"Dooring" of cyclists or...
Consumers urged to use caution when using ridesharing programs
The Insurance Brokers Association of Ontario (IBAO) is raising awareness of the risks associated with ridesharing programs such as UberX for both drivers and passengers.In a press release issued August 13, 2015, the IBAO said that "there are a number of myths that...