Cottaging

5 tips for maintaining your cottage through the summer

Cottages are fun but they can be hard to keep up. Here are 5 tips to maintaining your cottage during the summer. Roofing Wind, tree branches and ice can damage your cottage roof. Do a visual inspection of the roof every time you visit the cottage. Remove loose...

9 things to know about boat insurance in Ontario

Did you know that Ontario does not have a law requiring you to carry insurance on your boat or jetski? Here are 9 things you should know about boat insurance. Boat insurance is not mandatory in OntarioOntario does not have a law that requires you to carry insurance on...

Boat insurance discounts for CPS boating essentials course

The Canadian Power and Sail Squadrons (CPS) is a non-profit organization that has been connecting boaters for 76 years.The CPS offers a variety of classroom based Boating Safety and Navigation courses at locations across Canada. Courses include the...
Insurance issues with knob and tube wiring

Insurance issues with knob and tube wiring

Knob and tube wiring was in common use until the 1950s and consists of two wires (black/hot and white/neutral), separated by ceramic knobs and ceramic tubes. Insurers consider knob and tube wiring to be higher risk than other types of electrical installations because...

read more
Insurance issues with oil tanks

Insurance issues with oil tanks

Many homes across Canada use oil tanks as a source of heat, although oil tanks are more common in Eastern Canada. Oil tanks can be installed above ground or below ground. Oil tanks can rust, deteriorate, and leak oil resulting in an environmental cleanup that can...

read more

Insurance issues with 60 amp service

Insurance issues with 60 amp service

60 amp service was typically installed in homes prior to the 1960s and is characterized by a fuse box as opposed to the breakers that you will find with 100 amp service. 60 amp service can handle an average number of lights and receptacles. Problems occur as a result...

read more
Insurance issues with wood burning stoves

Insurance issues with wood burning stoves

Many homes and cottages use woodstoves as a primary or auxiliary source of heat and as well as a source of enjoyment. Wood burning stoves can pose a serious fire hazard if they are not installed or operated properly.  Creosote can build up in the chimney and...

read more