Cottaging

Insurance Tips for Renting a Cottage

Cottage ownership is not for everyone. The costs of owning and maintaining a seasonal property may outweigh the small amount of time you may be able to actually enjoy the property. Here are some tips to assist you before you rent a cottage. Rent a cottage from a...

Insurance tips for renting out your cottage

Cottages are fun but they can be expensive to maintain. Renting out your cottage is a great way to make some extra cash to be put towards those expenses. Here are some tips to assist you before renting out your cottage and handing over the keys. Check your current...

Is boat insurance mandatory in Ontario?

Ontario does not have a law that requires you to carry insurance on your boat or PWC. This is why you don't get a liability (pink) slip with your boat insurance policy as you do with your auto insurance. Even though boat insurance is not required, you may still be...
5 tips for closing your cottage

5 tips for closing your cottage

The start of fall signals the end of cottaging season and the closure of the cottage.Closing up your cottage in the fall is important because you never know what sort of winter damage will occur before next spring. Take a couple of days before you close it up to do a...

read more

Insurance issues with knob and tube wiring

Insurance issues with knob and tube wiring

Knob and tube wiring was in common use until the 1950s and consists of two wires (black/hot and white/neutral), separated by ceramic knobs and ceramic tubes. Insurers consider knob and tube wiring to be higher risk than other types of electrical installations because...

read more
Insurance issues with oil tanks

Insurance issues with oil tanks

Many homes across Canada use oil tanks as a source of heat, although oil tanks are more common in Eastern Canada. Oil tanks can be installed above ground or below ground. Oil tanks can rust, deteriorate, and leak oil resulting in an environmental cleanup that can...

read more