OHIP out-of-country coverage cancelled

Ontario residents have lost most of their out-of-country coverage through the Ontario Hospital Insurance Plan (OHIP).Ontario cancels out-of-country coverage Effective January 1, 2020, Ontario residents have lost most of their out-of-country coverage through the Ontario Hospital Insurance Plan...

Top 10 Stolen Vehicles in Canada 2019

Each year, the Insurance Bureau of Canada (IBC) releases a list of the top 10 vehicles stolen in Canada.According to the IBC, "automobile theft costs Canadians $1 billion, including $542 million for insurers to fix or replace stolen vehicles, $250 million in police, health care and court system...

Do I need commercial auto insurance?

If you own a business or have a fleet of vehicles, you may already have commercial auto insurance. If you are an individual or small business owner, the need for commercial auto insurance may be not be as clear. If you answer yes to the following questions, you may need commercial auto insurance....

4 home insurance tips to get you safely through winter

Winter related claims can result in expensive damage to your home and increase your insurance premiums. Every year, the start of winter brings out advice on how to prepare your home for winter. Turn off your outside faucets Have your furnace professionally serviced Prevent ice dams by cleaning...

Ontario’s new distracted driving law takes effect Jan. 1, 2019

On January 1, 2019, a section of The Cannabis, Smoke-Free Ontario and Road Safety Statute Law Amendment Act that deals with distracted driving will take effect. According to the Government of Ontario website, deaths from collisions caused by distracted driving have doubled since 2000. Data from...

Auto insurance rates and postal code discrimination

Auto insurance rates have been a hot political topic in Ontario for many years. For instance, one or more political parties have promised the reduction of auto insurance rates as part of their election platforms. These ideas include Government run insurance systems and laws that require the...

Exploding sunroof incidents on the rise

Exploding sunroofs may sound like a rare occurrence but the number of incidents are increasing due to several factors. First, sunroofs have become larger and sometimes encompass the entire vehicle roof. The larger the sunroof, the harder it is to ensure it won't shatter. Second, sunroofs have...

Insurance Tips for Renting a Cottage

Cottage ownership is not for everyone. The costs of owning and maintaining a seasonal property may outweigh the small amount of time you may be able to actually enjoy the property. Here are some tips to assist you before you rent a cottage. Rent a cottage from a reputable source Imagine you have...

Insurance tips for renting out your cottage

Cottages are fun but they can be expensive to maintain. Renting out your cottage is a great way to make some extra cash to be put towards those expenses. Here are some tips to assist you before renting out your cottage and handing over the keys. Check your current coverage The first person you...

Top 5 myths about car insurance

Breaking down some of the most common myths about car insurance. Red cars cost more to insure than any other color of vehicle. Contrary to popular belief, the color of your car has no impact on your premium, so driving a red car does not mean you’ll pay more for car insurance. There are several...

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Top 5 myths about car insurance

Top 5 myths about car insurance

Breaking down some of the most common myths about car insurance. Red cars cost more to insure than any other color of vehicle. Contrary to popular belief, the color of your car has no impact on your premium, so driving a red car does not mean you’ll pay more for car...

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